What is Great Southern Bancorp's retail — time deposits?

Great Southern Bancorp (GSBC) reported retail — time deposits of $688.44M in Q4 2025.

How has Great Southern Bancorp's retail — time deposits changed year-over-year?

Great Southern Bancorp's retail — time deposits decreased by 11.3% year-over-year, from $775.77M to $688.44M.

What does retail — time deposits mean?

The aggregate balance of all retail time deposit accounts, such as certificates of deposit, held by the bank. This represents a core source of stable, interest-bearing funding for the bank's lending activities.

Great Southern Bancorp GSBC Retail — Time Deposits

Similar metrics at other companies

WFCTime Deposits

$166.69B+19.2%

CASHTime Deposits, Including Wholesale Deposits

$2.64M-91.0%

CBSHTime Deposits, Less than $100,000

$1.03B+4.7%

IBOCTime Deposits Less Than100000Domestic

$327.74M+3.3%

BPOPTime Deposits Less Than250000

$5.62B+4.0%

BACTime Deposits

$212.54B+0.1%

Other financials

Income statement

See full

Revenue$55.4M-1.0%

Net income$17.5M+1.8%

EPS (diluted)$1.58+7.5%

Balance sheet

See full

Cash & equivalents$101.4M-4.6%

Total debt$4.0M-37.7%

Total equity$633.6M+3.3%

Total assets$5.7B-5.1%

Cash flow

See full

Operating cash flow$21.2M+41.2%

CapEx$1.3M-32.6%

Free cash flow$19.9M+52.1%

Valuation

See full

Market cap$833.77M+30.6%

Enterprise value$736.32M+36.8%

P/E11.7×+2.0×

P/S3.7×+0.8×

Profitability

See full

Net margin31.2%+1.9pp

FCF margin33.6%-2.1pp

Returns & leverage

See full

Return on equity11.4%+0.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Great Southern Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Great Southern Bancorp's retail — time deposits?: Great Southern Bancorp (GSBC) reported retail — time deposits of $688.44M in Q4 2025.
How has Great Southern Bancorp's retail — time deposits changed year-over-year?: Great Southern Bancorp's retail — time deposits decreased by 11.3% year-over-year, from $775.77M to $688.44M.
What does retail — time deposits mean?: The aggregate balance of all retail time deposit accounts, such as certificates of deposit, held by the bank. This represents a core source of stable, interest-bearing funding for the bank's lending activities.