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Great Southern Bancorp GSBC Mortgage Loans In Process Of Origination

Mortgage Loans In Process Of Origination at other companies

Customers Bancorp logo
Customers BancorpCUBI
$7.49B+9.5%
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$7.49B+9.5%
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$7.49B+9.5%
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First Bancorp logo
First BancorpFBNC
$29.56M+23.4%
First Bancorp logo
First BancorpFBNC
$29.56M+23.4%

Other financials

Income statement

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Revenue$56.9M-3.9%
Net income$15.8M-20.2%
EPS (diluted)$1.43-16.9%

Balance sheet

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Cash & equivalents$97.2M-11.6%
Total debt$4.9M-19.7%
Total equity$641.6M+3.1%
Total assets$5.5B-5.7%

Cash flow

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Operating cash flow$6.1M-84.4%
CapEx$3.4M-21.9%
Free cash flow$2.7M-92.2%

Valuation

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Market cap$877.83M+35.3%
Enterprise value$785.52M+44.1%
P/E13×+3.5×
P/S3.9×+1.0×

Profitability

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Net margin29.7%-0.5pp
FCF margin19.7%-12.4pp

Returns & leverage

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Return on equity10.6%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept gsbc:MortgageLoansInProcessOfOrigination.

The source filing: Great Southern Bancorp’s 10-K, filed March 6, 2026.

Filed
Mar 6, 2026, 3:46 PM EST
Fiscal year
FY2025
Accession
0001104659-26-024659

Mortgage loans in the process of origination represent amounts that the Bank plans to fund within a normal period of 60 to 90 days, many of which are intended for sale to investors in the secondary market. Total mortgage loans in the process of origination amounted to approximately $14.1 million and $14.4 million at December 31, 2025 and 2024, respectively.

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Great Southern Bancorp's mortgage loans in process of origination?
Great Southern Bancorp (GSBC) reported mortgage loans in process of origination of $14.1M in Q4 2025.
How has Great Southern Bancorp's mortgage loans in process of origination changed year-over-year?
Great Southern Bancorp's mortgage loans in process of origination decreased by 2.1% year-over-year, from $14.4M to $14.1M.
What is the long-term trend for Great Southern Bancorp's mortgage loans in process of origination?
Over 5 years (2020 to 2025), Great Southern Bancorp's mortgage loans in process of origination has grown at a -30.3% compound annual growth rate (CAGR), from $85.9M to $14.1M.
What does mortgage loans in process of origination mean?
This reflects the dollar amount of residential mortgage loans currently in the underwriting or processing stage before final funding. It provides insight into the bank's mortgage production capacity and near-term revenue generation from mortgage banking activities. Fluctuations in this metric often correlate with changes in interest rates and housing market demand.

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