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Hamilton Insurance Group, Ltd. HG Bermuda — Loss Ratio

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Other financials

Income statement

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Revenue$839.6M+13.3%
Net income$254.8M-4.8%
EPS (diluted)$1.42-20.7%

Balance sheet

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Cash & equivalents$829.0M-22.6%
Total debt$149.8M+0.1%
Total equity$2.9B+11.4%
Total assets$10.3B+15.2%

Cash flow

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Operating cash flow$125.3M-42.6%

Valuation

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Market cap$3.53B+59.4%
Enterprise value$2.85B+121%
P/E4.1×+0.3×
P/S1.2×+0.3×

Profitability

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Net margin28.8%+6.3pp

Returns & leverage

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Return on equity31.9%+7.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:LossRatio.

The source filing: Hamilton Insurance Group, Ltd.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001593275-26-000098
($ in thousands) / Three Months Ended June 30, 2026InternationalBermudaCorporateTotal
Attritional loss ratio - current year51.1%55.7%53.3%
Attritional loss ratio - prior year development(4.6)%4.6%(0.1)%
Catastrophe loss ratio - current year11.1%4.3%7.8%
Catastrophe loss ratio - prior year development0.0%1.5%0.7%
Loss and loss adjustment expense ratio57.6%66.1%61.7%
Acquisition cost ratio26.5%23.0%24.8%
Other underwriting expense ratio12.9%3.9%8.5%
Combined ratio97.0%93.0%95.0%

Item 1. Financial Statements

FAQ

What is Hamilton Insurance Group, Ltd.'s bermuda — loss ratio?
Hamilton Insurance Group, Ltd. (HG) reported bermuda — loss ratio of 66.1% in Q2 2026.
How has Hamilton Insurance Group, Ltd.'s bermuda — loss ratio changed year-over-year?
Hamilton Insurance Group, Ltd.'s bermuda — loss ratio increased by 17.4% year-over-year, from 56.3% to 66.1%.
What does bermuda — loss ratio mean?
The loss ratio is the fundamental measure of underwriting profitability, calculated as the ratio of net losses and loss adjustment expenses to net premiums earned. It reflects the core efficiency of the underwriting process and the adequacy of pricing relative to the risks assumed by the Bermuda segment.

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