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Hamilton Insurance Group, Ltd. HG International — Unearned premiums

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Other financials

Income statement

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Revenue$758.9M-1.3%
Net income$217.0M+19.7%
EPS (diluted)$1.31+70.1%

Balance sheet

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Cash & equivalents$955.5M+4.6%
Total debt$149.8M-0.1%
Total equity$2.7B+13.5%
Total assets$9.9B+18.2%

Cash flow

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Operating cash flow$100.8M+189%

Valuation

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Market cap$3.21B+40.4%
Enterprise value$2.41B+60.1%
P/E3.7×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin30.2%+9.1pp

Returns & leverage

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Return on equity34.2%+11.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international — unearned premiums?
Hamilton Insurance Group, Ltd. (HG) reported international — unearned premiums of $753.47M in Q4 2025.
How has Hamilton Insurance Group, Ltd.'s international — unearned premiums changed year-over-year?
Hamilton Insurance Group, Ltd.'s international — unearned premiums increased by 15.9% year-over-year, from $650.29M to $753.47M.
What does international — unearned premiums mean?
The portion of written premiums that relates to the unexpired period of insurance policies at the reporting date. This liability represents revenue that has been collected but not yet earned, indicating the volume of active risk exposure currently on the books.