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Hamilton Insurance Group, Ltd. HG Total International — Combined ratio

Other segment segments

Bermuda
81.8%-33.4%

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Other financials

Income statement

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Revenue$758.9M-1.3%
Net income$217.0M+19.7%
EPS (diluted)$1.31+70.1%

Balance sheet

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Cash & equivalents$955.5M+4.6%
Total debt$149.8M-0.1%
Total equity$2.7B+13.5%
Total assets$9.9B+18.2%

Cash flow

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Operating cash flow$100.8M+189%

Valuation

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Market cap$3.24B+40.4%

Profitability

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Net margin30.2%+9.1pp

Returns & leverage

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Return on equity34.2%+11.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:CombinedRatio.

The official record: Hamilton Insurance Group, Ltd.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s total international — combined ratio?
Hamilton Insurance Group, Ltd. (HG) reported total international — combined ratio of 97.5% in Q1 2026.
How has Hamilton Insurance Group, Ltd.'s total international — combined ratio changed year-over-year?
Hamilton Insurance Group, Ltd.'s total international — combined ratio decreased by 2.2% year-over-year, from 99.7% to 97.5%.
What is the long-term trend for Hamilton Insurance Group, Ltd.'s total international — combined ratio?
Over 2 years (2023 to 2025), Hamilton Insurance Group, Ltd.'s total international — combined ratio has grown at a 0.8% compound annual growth rate (CAGR), from 280.2% to 284.7%.
What does total international — combined ratio mean?
The combined ratio is the sum of the loss ratio, acquisition cost ratio, and other underwriting expense ratio for the International segment. It is the definitive measure of underwriting profitability, where a ratio below 100% indicates an underwriting profit and a ratio above 100% indicates an underwriting loss. This metric allows investors to evaluate the overall operational performance of the segment before accounting for investment income.