What is Hagerty's insurance — earned premium, net?

Hagerty (HGTY) reported insurance — earned premium, net of $239.64M in Q1 2026.

How has Hagerty's insurance — earned premium, net changed year-over-year?

Hagerty's insurance — earned premium, net increased by 41.5% year-over-year, from $169.36M to $239.64M.

What does insurance — earned premium, net mean?

Represents the portion of insurance premiums that the company has recognized as revenue over the policy period after accounting for reinsurance cessions. This is a primary indicator of the scale and growth of the insurance underwriting business.

Hagerty HGTY Insurance — Earned premium, net

Other segment segments

Marketplace

$0—

Similar metrics at other companies

AGOInsurance — Net earned premiums

$95.75M-5.7%

WRBInsurance — Net Premiums Earned

$2.73B+8.4%

FRHCInsurance — Insurance premiums earned, net of reinsurance

$106.92M-39.8%

AXSInsurance — Net premiums earned

$1.14B+13.0%

BRK.AInsurance And Other — Premiums Earned Net

$22.01B+0.9%

PRILife Insurance — Premiums Earned Net

$445.85M+3.2%

Other financials

Income statement

See full

Revenue$311.8M-5.0%

Operating income$34.3M+240%

Net income-$12.7M-147%

EPS (diluted)-$0.06-186%

Balance sheet

See full

Cash & equivalents$366.7M+28.1%

Total debt$272.5M+50.3%

Total equity$218.7M+34.2%

Total assets$2.0B+11.5%

Cash flow

See full

Operating cash flow$16.3M-62.9%

CapEx$7.7M+43.1%

Free cash flow$8.5M-77.8%

Valuation

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Market cap$1.17B+26.6%

Enterprise value$1.07B+31.5%

P/E10.7×+1.2×

P/S0.8×+0.1×

Profitability

See full

Operating margin8.1%—

Net margin7.5%0.0pp

FCF margin11.4%—

Returns & leverage

See full

Return on equity57.2%-18.7pp

Debt / equity1.2×+0.1×

Current ratio1×0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Hagerty’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hagerty's insurance — earned premium, net?: Hagerty (HGTY) reported insurance — earned premium, net of $239.64M in Q1 2026.
How has Hagerty's insurance — earned premium, net changed year-over-year?: Hagerty's insurance — earned premium, net increased by 41.5% year-over-year, from $169.36M to $239.64M.
What does insurance — earned premium, net mean?: Represents the portion of insurance premiums that the company has recognized as revenue over the policy period after accounting for reinsurance cessions. This is a primary indicator of the scale and growth of the insurance underwriting business.