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The Hartford Financial Services Group HIG Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$7.3BBeat by $44.3MDiluted EPS$4.06Beat by $0.89
Revenue estimate$7.3B
EPS estimate$3.17

Next report

Jul 23, 2026 (In 1 week)
Revenue estimate$7.2B
EPS estimate$3.21

Financials

Q4 2025

Income statement

See full
Revenue$7.3B+6.7%
Net income$1.1B+32.6%
EPS (diluted)$3.98+38.2%

Balance sheet

See full
Cash & equivalents$133.0M-27.3%
Total debt$4.5B+0.6%
Total equity$19.0B+15.4%
Total assets$86.0B+6.3%

Cash flow

See full
Operating cash flow$1.8B-3.5%
CapEx$46.0M—
Free cash flow$1.8B-7.3%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$38.43B+21.2%
Enterprise value$42.84B+18.9%
P/E10×-0.2×
P/S1.4×+0.2×

Profitability

See full
Net margin13.5%+1.8pp
FCF margin20.3%-1.4pp

Returns & leverage

See full
Return on equity21.7%+2.1pp
Debt / equity0.2×0.0×

Segments

By segment

See full
P&C Business Insurance$4.1B+9.5%
Employee Benefits$1.8B+1.6%
P&C Personal Insurance$1.0B+5.0%
Hartford Funds$292.0M+7.4%
Property & Casualty Other Operations$19.0M+5.6%

Versus estimates

Revenue

Q1 2026$7.2BMiss by $123.4M
Q4 2025$7.3BBeat by $44.3M
Q3 2025$7.1BMiss by $18.4MQ2 2025$7.0BMiss by $55.6MQ1 2025$6.8BMiss by $35.5MQ4 2024$6.8BBeat by $186.7M

Diluted EPS

Q1 2026$3.09Miss by $0.30
Q4 2025$4.06Beat by $0.89
Q3 2025$3.78Beat by $0.69Q2 2025$3.41Beat by $0.58Q1 2025$2.20Beat by $0.05Q4 2024$2.94Beat by $0.26

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Questions, answered.

When did The Hartford Financial Services Group report Q4 2025 earnings?
The Hartford Financial Services Group (HIG) reported Q4 2025 earnings on January 29, 2026 after market close.
What were The Hartford Financial Services Group's Q4 2025 revenue and EPS?
The Hartford Financial Services Group reported revenue of $7.3B and diluted EPS of $4.06 for Q4 2025.
Did The Hartford Financial Services Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $7.3B by $44.3M. EPS beat the consensus estimate of $3.17 by $0.89.
How did The Hartford Financial Services Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.9% from $6.8B a year earlier and diluted EPS grew 38.1% from $2.94.
Where can I find The Hartford Financial Services Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000874766-26-000006) and the 10-K periodic report (0000874766-26-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.