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The Hartford Financial Services Group HIG Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$7.3BBeat by $44.3M
EPS$4.06Beat by $0.89
Revenue estimate$7.3B
EPS estimate$3.17

Next report

Oct 26, 2026 (in 2 months)
Revenue estimate$7.3B
EPS estimate$3.06

Financials

Q4 2025

Income statement

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Revenue$7.3B+6.7%
Net income$1.1B+32.6%
EPS (diluted)$3.98+38.2%

Balance sheet

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Cash & equivalents$122.0M-33.3%
Total debt$4.5B+0.6%
Total equity$19.0B+15.4%
Total assets$86.0B+6.3%

Cash flow

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Operating cash flow$1.8B-3.5%
CapEx$46.0M—
Free cash flow$1.8B-7.3%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$38.43B+21.2%
Enterprise value$42.85B+18.9%
P/E10×-0.2×
P/S1.4×+0.2×

Profitability

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Net margin13.7%+1.9pp
FCF margin20.5%-1.2pp

Returns & leverage

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Return on equity21.7%+2.1pp
Debt / equity0.2×0.0×

Segments

By segment

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P&C Business Insurance$4.1B+9.5%
Employee Benefits$1.8B+1.6%
P&C Personal Insurance$1.0B+5.0%
Hartford Funds$292.0M+7.4%
Property & Casualty Other Operations$19.0M+5.6%

FAQ

When did The Hartford Financial Services Group report Q4 2025 earnings?
The Hartford Financial Services Group (HIG) reported Q4 2025 earnings on January 29, 2026 after market close.
What were The Hartford Financial Services Group's Q4 2025 revenue and EPS?
The Hartford Financial Services Group reported revenue of $7.3B and eps of $4.06 for Q4 2025.
Did The Hartford Financial Services Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $7.3B by $44.3M. EPS beat the consensus estimate of $3.17 by $0.89.
How did The Hartford Financial Services Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.9% from $6.8B a year earlier and eps grew 38.1% from $2.94.
Where can I find The Hartford Financial Services Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000874766-26-000006) and the 10-K periodic report (0000874766-26-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.