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Hippo Holdings HIPO Property Lines — Recoverables

Other product segments

Casualty Lines
$158.9M

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Other financials

Income statement

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Revenue$121.5M+10.2%
Net income$7.1M+115%
EPS (diluted)$0.27+114%

Balance sheet

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Cash & equivalents$304.8M+69.1%
Total debt$3.6M-59.6%
Total equity$448.7M+39.0%
Total assets$2.1B+33.9%

Cash flow

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Operating cash flow$8.5M+124%
CapEx$100.0K0.0%
Free cash flow$8.4M+124%

Valuation

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Market cap$855.81M+18.3%
Enterprise value$554.61M+10.1%
P/E7.6×
P/S1.8×+0.1×

Profitability

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Net margin23.4%
FCF margin11.1%

Returns & leverage

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Return on equity29.2%
Debt / equity0.0×
Current ratio0.7×

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverablesOnUnpaidLossesGross.

The source filing: Hippo Holdings’s 10-K, filed March 5, 2026.

Filed
Mar 4, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001828105-26-000008
2023111.9155.6141.8
2024128.4168.2
2025136.9
Total paid losses and LAE, net$$625.2
Total losses and LAE reserves, net122.9
Reinsurance recoverable on losses and LAE130.1
Gross losses and LAE reserve$$253.0
* Presented as unaudited required supplementary information

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Hippo Holdings's property lines — recoverables?
Hippo Holdings (HIPO) reported property lines — recoverables of $130.1M in Q4 2025.
What does property lines — recoverables mean?
This metric quantifies the amounts expected to be collected from reinsurance companies for losses paid or reserved by the primary insurer. It represents the portion of risk transferred to third-party reinsurers to mitigate potential volatility in underwriting results. High recoverables indicate a significant reliance on reinsurance to manage capital exposure and protect the balance sheet.

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