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HealthEquity HQY Pre-Tax Income

Pre-Tax Income at other companies

UnitedHealth Group logo
UnitedHealth GroupUNH
$7.96B-1.8%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$323.53M0.0%
Willis Towers Watson logo
Willis Towers WatsonWTW
$292M-6.7%
WEX logo
WEXWEX
$150.5M+61.1%
Voya Financial logo
Voya FinancialVOYA
$34M-81.9%
CVS Health logo
CVS HealthCVS
$3.98B+141%

Other financials

Income statement

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Revenue$354.6M+7.2%
Gross profit$256.3M+14.3%
Operating income$103.0M+23.9%
Net income$69.4M+28.8%
EPS (diluted)$0.82+34.4%

Balance sheet

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Cash & equivalents$265.4M-7.8%
Total debt$984.7M-11.0%
Total equity$2.0B-3.6%
Total assets$3.3B-3.2%

Cash flow

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Operating cash flow$97.5M+50.6%
CapEx$362.0K+321%
Free cash flow$97.2M+50.3%

Valuation

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Market cap$8.73B+11.0%
Enterprise value$9.45B+9.7%
P/E37.8×-16.1×
P/S6.5×+0.3×

Profitability

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Gross margin70.7%+5.2pp
Operating margin25.6%+9.2pp
Net margin17.3%+7.5pp
FCF margin36.5%+9.3pp

Returns & leverage

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Return on equity11.1%+5.3pp
Debt / equity0.5×0.0×
Current ratio3.4×-0.6×

Where this comes from

Reported directly by HealthEquity in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: HealthEquity’s 10-Q, filed May 28, 2026.

Filed
May 28, 2026, 4:04 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001428336-26-000028
(in thousands, except per share data)Three months ended April 30, 2026Three months ended April 30, 2025
Interest expense(12,588)(14,858)
Other income, net2,0482,733
Total other expense(10,540)(12,125)
Income before income taxes92,41370,953
Income tax provision22,99517,038
Net income$69,418$53,915
Net income per share:
Basic$0.82$0.62

Item 1. Financial statements

FAQ

What is HealthEquity's pre-tax income?
HealthEquity (HQY) reported pre-tax income of $92.41M in Q1 2026.
How has HealthEquity's pre-tax income changed year-over-year?
HealthEquity's pre-tax income increased by 30.2% year-over-year, from $70.95M to $92.41M.
What is the long-term trend for HealthEquity's pre-tax income?
Over 4 years (2022 to 2026), HealthEquity's pre-tax income has grown at a 42.8% compound annual growth rate (CAGR), from -$66.74M to $277.43M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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