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HealthEquity HQY Retained Earnings

Retained Earnings at other companies

UnitedHealth Group logo
UnitedHealth GroupUNH
$99.88B+2.0%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$4.84B+18.1%
Willis Towers Watson logo
Willis Towers WatsonWTW
-$699M-239%
WEX logo
WEXWEX
$2.56B+15.9%
Voya Financial logo
Voya FinancialVOYA
$1.56B+33.5%
CVS Health logo
CVS HealthCVS
$65.4B+2.3%

Other financials

Income statement

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Revenue$354.6M+7.2%
Gross profit$256.3M+14.3%
Operating income$103.0M+23.9%
Net income$69.4M+28.8%
EPS (diluted)$0.82+34.4%

Balance sheet

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Cash & equivalents$265.4M-7.8%
Total debt$984.7M-11.0%
Total equity$2.0B-3.6%
Total assets$3.3B-3.2%

Cash flow

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Operating cash flow$97.5M+50.6%
CapEx$362.0K+321%
Free cash flow$97.2M+50.3%

Valuation

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Market cap$8.73B+11.0%
Enterprise value$9.45B+9.7%
P/E37.8×-16.1×
P/S6.5×+0.3×

Profitability

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Gross margin70.7%+5.2pp
Operating margin25.6%+9.2pp
Net margin17.3%+7.5pp
FCF margin36.5%+9.3pp

Returns & leverage

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Return on equity11.1%+5.3pp
Debt / equity0.5×0.0×
Current ratio3.4×-0.6×

Where this comes from

Reported directly by HealthEquity in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: HealthEquity’s 10-Q, filed May 28, 2026.

Filed
May 28, 2026, 4:04 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001428336-26-000028
(in thousands, except par value)April 30, 2026January 31, 2026
Stockholders’ equity
Preferred stock, $0.0001 par value, 100,000 shares authorized, no shares issued and outstanding as of April 30, 2026 and January 31, 2026, respectively
Common stock, $0.0001 par value, 900,000 shares authorized, 83,927 and 85,007 shares issued and outstanding as of April 30, 2026 and January 31, 2026, respectively88
Additional paid-in capital1,901,9351,916,989
Accumulated earnings177,204195,906
Accumulated other comprehensive loss(31,752)(5,707)
Total stockholders’ equity2,047,3952,107,196
Total liabilities and stockholders’ equity$3,306,186$3,380,332

Item 1. Financial statements

FAQ

What is HealthEquity's retained earnings?
HealthEquity (HQY) reported retained earnings of $177.2M in Q1 2026.
How has HealthEquity's retained earnings changed year-over-year?
HealthEquity's retained earnings decreased by 18.8% year-over-year, from $218.35M to $177.2M.
What is the long-term trend for HealthEquity's retained earnings?
Over 5 years (2021 to 2026), HealthEquity's retained earnings has grown at a -2.3% compound annual growth rate (CAGR), from $220.35M to $195.91M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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