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H&R Block HRB Interest and fee income on Emerald Advance® — Total revenues

Other product segments

Assisted tax preparation
$1.74B+6.5%
DIY tax preparation
$215.25M+0.3%
Royalties
$128.18M-4.3%
Refund Transfers
$119.94M+5.5%
International
$70.12M+16.0%
Emerald Card® and SpruceSM
$39.59M-1.5%
Other
$15M+2.9%
Peace of Mind® Extended Service Plan
$14.35M-8.2%
Tax Identity Shield®
$8.49M+20.8%

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$932.18M+30.8%
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$5.41B+1.9%
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$2.21B-1.3%
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RFInterest and fee income, loans and leases
$1.31B-2.2%

Other financials

Income statement

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Revenue$2.4B+5.3%
Gross profit$1.4B+4.5%
Net income$847.9M+17.4%
EPS (diluted)$6.60+24.3%

Balance sheet

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Cash & equivalents$867.0M+12.2%
Total debt$2.0B+5.6%
Total equity-$24.4M+87.4%
Total assets$3.4B+4.5%

Cash flow

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Operating cash flow$1.6B+17.6%
CapEx$18.4M-18.8%
Free cash flow$1.5B+18.2%

Valuation

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Market cap$4.36B-45.3%
Enterprise value$5.52B-39.0%
P/E5.9×-8.2×
P/S1.1×-1.0×

Profitability

See full
Gross margin44.3%-0.2pp
Net margin18.9%+3.7pp
FCF margin19.5%+2.0pp

Returns & leverage

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Return on equity675%-296pp
Debt / equity22.8×+1.1×
Current ratio+0.2×

Where this comes from

Reported directly by H&R Block in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: H&R Block’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is H&R Block's interest and fee income on emerald advance® — total revenues?
H&R Block (HRB) reported interest and fee income on emerald advance® — total revenues of $15.2M in Q1 2026.
How has H&R Block's interest and fee income on emerald advance® — total revenues changed year-over-year?
H&R Block's interest and fee income on emerald advance® — total revenues increased by 6.4% year-over-year, from $14.29M to $15.2M.
What is the long-term trend for H&R Block's interest and fee income on emerald advance® — total revenues?
Over 4 years (2021 to 2025), H&R Block's interest and fee income on emerald advance® — total revenues has grown at a -14.1% compound annual growth rate (CAGR), from $53.11M to $28.96M.
What does interest and fee income on emerald advance® — total revenues mean?
This metric represents the total revenue generated from interest and associated fees derived from short-term loan products offered to tax preparation clients. It reflects the financial performance of credit-based services provided to customers during the tax filing season. Monitoring this figure helps assess the demand for liquidity products and the company's ability to monetize its existing tax client base through financial services.