Skip to content
OpenCapital
Get started

Humana HUM Q3 2025 earnings

Reported November 5, 2025 · Before market open

Revenue$32.6BBeat by $651.6MDiluted EPS$3.24Beat by $0.31
Revenue estimate$32.0B
EPS estimate$2.93

Next report

Jul 29, 2026 (In 2 weeks)
Revenue estimate$40.6B
EPS estimate$6.97

Financials

Q3 2025

Income statement

See full
Revenue$32.6B+11.1%
Operating income$400.0M-45.1%
Net income$195.0M-59.4%
EPS (diluted)$1.62-59.3%

Balance sheet

See full
Cash & equivalents$5.4B+5.3%
Total debt$12.6B-3.2%
Total equity$18.5B+5.4%
Total assets$49.7B-0.6%

Cash flow

See full
Operating cash flow$971.0M-47.7%
CapEx$135.0M+3.8%
Free cash flow$836.0M-51.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$31.29B-18.0%
Enterprise value$38.51B-16.4%
P/S0.2×-0.1×

Returns & leverage

See full
Debt / equity0.7×-0.1×
Current ratio2×+0.3×

Segments

By segment

See full
Insurance$31.2B+9.9%
CenterWell$5.9B+16.6%

By product

See full
Services$1.6B+45.1%

Versus estimates

Revenue

Q1 2026$39.6BBeat by $275.7MQ4 2025$32.5BBeat by $470.1M
Q3 2025$32.6BBeat by $651.6M
Q2 2025$32.4BBeat by $516.5MQ1 2025$32.1BMiss by $87.3MQ4 2024$29.2BBeat by $404.0M

Diluted EPS

Q1 2026$10.31Beat by $0.34Q4 2025-$3.96Beat by $0.04
Q3 2025$3.24Beat by $0.31
Q2 2025$6.27Beat by $0.35Q1 2025$11.58Beat by $1.51Q4 2024-$2.16Beat by $0.07

Ask the moment Humana reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Humana report Q3 2025 earnings?
Humana (HUM) reported Q3 2025 earnings on November 5, 2025 before market open.
What were Humana's Q3 2025 revenue and EPS?
Humana reported revenue of $32.6B and diluted EPS of $3.24 for Q3 2025.
Did Humana beat estimates in Q3 2025?
Revenue beat the consensus estimate of $32.0B by $651.6M. EPS beat the consensus estimate of $2.93 by $0.31.
How did Humana's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.1% from $29.4B a year earlier and diluted EPS declined 22.1% from $4.16.
Where can I find Humana's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000049071-25-000055) and the 10-Q periodic report (0000049071-25-000057) directly on SEC EDGAR. The filing index links above go to sec.gov.