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Humana HUM Net margin

Net margin at other companies

CVS Health logo
CVS HealthCVS
0.7%-0.7pp
UnitedHealth Group logo
UnitedHealth GroupUNH
2.7%-2.7pp
Centene logo
CenteneCNC
-3.3%-5.3pp
Elevance Health logo
Elevance HealthELV
2.6%-0.6pp
Cigna logo
CignaCI
2.2%+0.3pp
MetLife logo
MetLifeMET
4.7%-1.5pp

Other financials

Income statement

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Revenue$39.6B+23.5%
Operating income$1.8B-12.9%
Net income$1.2B-4.7%
EPS (diluted)$9.83-4.6%

Balance sheet

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Cash & equivalents$5.0B+16.5%
Total debt$14.0B+5.2%
Total equity$18.6B+4.7%
Total assets$55.3B+8.5%

Cash flow

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Operating cash flow$1.3B+279%
CapEx$121.0M+27.4%
Free cash flow$1.1B+380%

Valuation

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Market cap$43.46B-34.8%
Enterprise value$52.5B-27.2%
P/E13.7×-1.7×
P/S0.3×-0.2×

Profitability

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Operating margin2.7%-1.7pp

Returns & leverage

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Return on equity18.2%+0.9pp
Debt / equity0.8×0.0×
Current ratio1.8×-0.1×

Where this comes from

Calculated from Humana’s reported figures.

Based on trailing twelve months.

The official record: Humana’s 10-Q, filed October 30, 2024, on SEC EDGAR. View the filing →

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Questions, answered.

What is Humana's net margin?
Humana (HUM) reported net margin of 3% in Q3 2023.
How has Humana's net margin changed year-over-year?
Humana's net margin decreased by 4.0% year-over-year, from 3.1% to 3%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.