How has International Business Machines's financing — revenue changed year-over-year?

International Business Machines's financing — revenue increased by 15.2% year-over-year, from $191M to $220M.

What does financing — revenue mean?

The total top-line revenue recognized by the financing segment from all its activities. This serves as a primary indicator of the scale and market reach of the company's financing operations.

International Business Machines (IBM) Financing — Revenue

Screener

Other segment segments

Software

$7.05B+11.3%

Consulting

$5.27B+4.0%

Infrastructure

$3.33B+15.2%

Similar metrics at other companies

HGVFinancing — Revenue

$138M+10.4%

HGVOther financing revenue — Revenue

$13M+30.0%

MKLFinancial — Revenue

$37.77M+26.6%

DEFinancial Services — Revenue

$1.51B+0.5%

CBZFinancial Services — Revenue

$740.33M+2.1%

SIEBFinancial Services — Revenue

$23.13M-20.0%

Other financials

Income statement

See full

Revenue$15.9B+9.5%

Gross profit$9.9B-0.7%

Net income$1.2B+15.3%

EPS (diluted)$2.27-1.7%

Balance sheet

See full

Cash & equivalents$10.9B-2.7%

Total debt$77.4B+4.9%

Total equity$33.0B+22.7%

Total assets$156.23B+7.3%

Cash flow

See full

Operating cash flow$2.6B+52.7%

CapEx-$975.0M-564%

Free cash flow$1.6B+8.8%

Valuation

See full

Market cap$222.27B-5.4%

Enterprise value$288.76B+0.3%

Profitability

See full

Gross margin58.4%+1.3pp

Net margin15.6%+6.9pp

FCF margin18.7%-1.3pp

Returns & leverage

See full

Return on equity35.9%+14.1pp

Debt / equity2.3×-0.4×

Current ratio0.8×-0.2×

Where this comes from

Reported directly by International Business Machines in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: International Business Machines’s 10-Q, filed April 23, 2026.

Filed: Apr 23, 2026, 6:22 AM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0000051143-26-000038

($ in millions) / For the three months ended March 31:	2026	2025
Intelligent Operations	2,376	2,286
Total Consulting	$5,272	$5,068
Hybrid Infrastructure	2,108	1,646
Infrastructure Support	1,218	1,240
Total Infrastructure	$3,326	$2,886
Financing (1)	220	191
Other (2)	48	61
Total revenue	$15,917	$14,541

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is International Business Machines's financing — revenue?: International Business Machines (IBM) reported financing — revenue of $220M in Q1 2026.
How has International Business Machines's financing — revenue changed year-over-year?: International Business Machines's financing — revenue increased by 15.2% year-over-year, from $191M to $220M.
What does financing — revenue mean?: The total top-line revenue recognized by the financing segment from all its activities. This serves as a primary indicator of the scale and market reach of the company's financing operations.