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Business Segments · Segment profit

Financing — Segment profit

International Business Machines Financing — Segment profit increased by 71.0% to $118M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 71.0%, from $69M to $118M. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026Apr 23, 2026
Rolls up toPre-Tax Income

How to read this metric

Higher profit indicates strong portfolio performance and effective cost management within the financing unit.

Detailed definition

This represents the pre-tax operating income generated specifically by the financing division. It is a key indicator of...

Peer comparison

Comparable to 'Segment Operating Income' reported by other large-cap companies with captive finance subsidiaries.

Metric ID: ibm_segment_financing_segment_profit

Historical Data

15 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q1 '26
Value$131M$132M$79M$84M$102M$79M$75M$100M$64M$91M$92M$77M$86M$69M$118M
QoQ Change+0.8%-40.2%+6.3%+21.4%-22.5%-5.1%+33.3%-36.0%+42.2%+1.1%-16.3%+11.7%-19.8%+71.0%
YoY Change-22.1%-40.2%-5.1%+19.0%-37.3%+15.2%-8.0%+20.3%-5.5%-25.0%+71.0%
Range$64M$132M
CAGR-2.9%
Avg YoY Growth-1.6%
Median YoY Growth-5.5%

Frequently Asked Questions

What is International Business Machines's financing — segment profit?
International Business Machines (IBM) reported financing — segment profit of $118M in Q1 2026.
How has International Business Machines's financing — segment profit changed year-over-year?
International Business Machines's financing — segment profit increased by 71.0% year-over-year, from $69M to $118M.
What does financing — segment profit mean?
The total pre-tax profit earned by the financing business segment.