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International Money Express IMXI Business Segments — Bank charges and fees

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Other financials

Income statement

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Revenue$122.0M-15.5%
Operating income$3.7M-73.9%
Net income$511.0K-93.4%
EPS (diluted)$0.02-92.0%

Balance sheet

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Cash & equivalents$170.3M+12.2%
Total debt$262.3M+53.1%
Total equity$162.7M+16.8%
Total assets$565.9M+15.4%

Cash flow

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Operating cash flow-$37.4M-191%
CapEx$5.5M+4.1%
Free cash flow-$42.9M-219%

Valuation

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Market cap$355.72M-20.4%
Enterprise value$447.67M+2.0%
P/E14×+5.3×
P/S0.6×-0.1×

Profitability

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Operating margin7.7%-6.0pp
Net margin4.3%-4.0pp
FCF margin25.1%+21.7pp

Returns & leverage

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Return on equity16.8%-22.4pp
Debt / equity1.6×+0.4×
Current ratio2.8×+1.1×

Where this comes from

Reported directly by International Money Express in its filing.

Tagged under the XBRL concept imxi:BankChargesAndFees.

The source filing: International Money Express’s 10-Q, filed May 11, 2026.

Filed
May 11, 2026, 9:30 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033174
Line itemThree Months Ended March 31, 20262025
Less:
Agent commissions51,15861,163
Payer commissions18,82723,811
Bank charges and fees5,6146,594
Salaries and benefits18,89018,288
Other segment items (1)15,04713,209
Provision for credit losses2,8912,066
Restructuring costs306

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is International Money Express's business segments — bank charges and fees?
International Money Express (IMXI) reported business segments — bank charges and fees of $5.61M in Q1 2026.
How has International Money Express's business segments — bank charges and fees changed year-over-year?
International Money Express's business segments — bank charges and fees decreased by 14.9% year-over-year, from $6.59M to $5.61M.
What is the long-term trend for International Money Express's business segments — bank charges and fees?
Over 3 years (2022 to 2025), International Money Express's business segments — bank charges and fees has grown at a 7.6% compound annual growth rate (CAGR), from $21.31M to $26.57M.
What does business segments — bank charges and fees mean?
Captures the transactional costs and service fees charged by financial institutions for processing payments, clearing funds, and managing liquidity. These expenses are necessary to facilitate the movement of money through the global banking system. High levels of these charges relative to revenue may indicate inefficiencies in treasury management or banking partnerships.

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