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John Marshall Bancorp JMSB Q2 2025 earnings

Reported July 23, 2025 · Before market open

Revenue$15.4MMiss by $83.0K
EPS$0.36Beat by $0.02
Revenue estimate$15.5M
EPS estimate$0.34

Next report

Date not yet announced

Financials

Q2 2025

Income statement

See full
Revenue$15.4M+22.1%
Net income$5.1M+30.7%
EPS (diluted)$0.36+33.3%

Balance sheet

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Cash & equivalents$116.9M-36.0%
Total debt$4.8M-94.1%
Total equity$253.7M+7.8%
Total assets$2.3B-0.1%

Cash flow

See full
Operating cash flow$7.5M-25.9%
CapEx$161.0K+222%
Free cash flow$7.4M-27.1%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$265.72M+7.8%
Enterprise value$153.59M+5.8%
P/E14×-85.6×
P/S4.6×-2.9×

Profitability

See full
Net margin32.5%+25.0pp
FCF margin35.3%-17.9pp

Returns & leverage

See full
Return on equity7.7%+6.7pp
Debt / equity0×-0.3×

Segments

By product

See full
Interchange Income$87.0K-4.4%
Account Service Fees$63.0K-4.5%
Other Charges And Fees$54.0K-27.0%
Insurance Commissions$33.0K-17.5%
Overdrawn Account Fees$23.0K+4.5%

Versus estimates

Revenue

Q2 2026$18.8MBeat by $1.4MQ1 2026$16.8MBeat by $314.0KQ4 2025$16.3MMiss by $187.0KQ3 2025$16.3MMiss by $193.0K
Q2 2025$15.4MMiss by $83.0K
Q1 2025$27.8M

Diluted EPS

Q2 2026$0.50Beat by $0.07Q1 2026$0.43Beat by $0.03Q4 2025$0.42Beat by $0.03Q3 2025$0.38Beat by $0.01
Q2 2025$0.36Beat by $0.02
Q1 2025$0.34

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Questions, answered.

When did John Marshall Bancorp report Q2 2025 earnings?
John Marshall Bancorp (JMSB) reported Q2 2025 earnings on July 23, 2025 before market open.
What were John Marshall Bancorp's Q2 2025 revenue and EPS?
John Marshall Bancorp reported revenue of $15.4M and eps of $0.36 for Q2 2025.
Did John Marshall Bancorp beat estimates in Q2 2025?
Revenue missed the consensus estimate of $15.5M by $83.0K. EPS beat the consensus estimate of $0.34 by $0.02.
How did John Marshall Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 43.6% from $27.3M a year earlier and eps grew 33.3% from $0.27.
Where can I find John Marshall Bancorp's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001558370-25-011157) directly on SEC EDGAR. The filing index links above go to sec.gov.