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KB Home KBH Homebuilding — Notes and Loans Payable

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Other financials

Income statement

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Revenue$1.1B-27.3%
Net income$27.3M-74.6%
EPS (diluted)$0.43-71.3%

Balance sheet

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Cash & equivalents$330.2M+13.0%
Total debt$30.0M+27.9%
Total equity$3.8B-4.9%
Total assets$6.8B-3.5%

Cash flow

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Operating cash flow-$125.4M+62.5%
CapEx$9.7M-16.0%
Free cash flow-$138.6M+59.9%

Valuation

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Market cap$3.59B-10.2%
P/E13.2×+6.1×
P/S0.7×+0.1×

Profitability

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Operating margin7.6%
Net margin4.9%-3.5pp
FCF margin-0.6%-15.7pp

Returns & leverage

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Return on equity7%-7.2pp
Debt / equity0.0×

Where this comes from

Reported directly by KB Home in its filing.

Tagged under the XBRL concept us-gaap:NotesAndLoansPayable.

The source filing: KB Home’s 10-Q, filed July 9, 2026.

Filed
Jul 9, 2026, 4:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000795266-26-000063
Line itemMay 31,2026November 30,2025
Homebuilding:
Accounts payable$303,850$351,261
Accrued expenses and other liabilities704,401731,946
Notes payable1,968,7141,692,977
2,976,9652,776,184
Financial services1,6873,210
Stockholders’ equity:
Common stock — 63,653,246 and 74,477,254 shares issued at May 31, 2026 and November 30, 2025, respectively63,65374,477

Item 1.Financial Statements

FAQ

What is KB Home's homebuilding — notes and loans payable?
KB Home (KBH) reported homebuilding — notes and loans payable of $1.97B in Q1 2026.
How has KB Home's homebuilding — notes and loans payable changed year-over-year?
KB Home's homebuilding — notes and loans payable increased by 4.0% year-over-year, from $1.89B to $1.97B.
What is the long-term trend for KB Home's homebuilding — notes and loans payable?
Over 4 years (2021 to 2025), KB Home's homebuilding — notes and loans payable has grown at a 1.0% compound annual growth rate (CAGR), from $7.04B to $7.32B.
What does homebuilding — notes and loans payable mean?
This represents the debt obligations of the homebuilding segment, including bank loans and notes payable used to finance operations or land acquisition. It is a primary indicator of the segment's financial leverage and reliance on external capital. High levels of debt relative to assets can increase financial risk during market downturns.

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