What is Kemper's pre-tax income?

Kemper (KMPR) reported pre-tax income of $40.18M in Q4 2025.

How has Kemper's pre-tax income changed year-over-year?

Kemper's pre-tax income decreased by 58.6% year-over-year, from $97.13M to $40.18M.

What is the long-term trend for Kemper's pre-tax income?

Over 2 years (2023 to 2025), Kemper's pre-tax income has grown at a -32.0% compound annual growth rate (CAGR), from -$347.1M to $160.7M.

What does pre-tax income mean?

Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

Kemper KMPR Pre-Tax Income

Discontinued — last reported Q4 '25

Pre-Tax Income at other companies

Mercury GeneralMCY

$235.65M+266%

ProgressivePGR

$3.57B+10.2%

AllstateALL

$3.29B+128%

Selective Insurance GroupSIGI

$124.2M-10.6%

ProAssurancePRA

$9.19M+245%

Berkshire HathawayBRK.B

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Other financials

Income statement

See full

Revenue$1.1B-7.2%

Operating income$132.4M+440%

Net income-$1.7M-102%

EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%

Total debt$944.0M-5.3%

Total equity$2.6B+624%

Total assets$12.4B-0.5%

Cash flow

See full

Operating cash flow$88.8M-50.7%

CapEx$10.9M+41.6%

Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Enterprise value$2.39B-48.7%

P/E30.8×+20.2×

P/S0.3×-0.5×

Profitability

See full

Net margin1.1%-6.3pp

FCF margin9.8%-0.3pp

Returns & leverage

See full

Return on equity3.3%-20.1pp

Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's pre-tax income?: Kemper (KMPR) reported pre-tax income of $40.18M in Q4 2025.
How has Kemper's pre-tax income changed year-over-year?: Kemper's pre-tax income decreased by 58.6% year-over-year, from $97.13M to $40.18M.
What is the long-term trend for Kemper's pre-tax income?: Over 2 years (2023 to 2025), Kemper's pre-tax income has grown at a -32.0% compound annual growth rate (CAGR), from -$347.1M to $160.7M.
What does pre-tax income mean?: Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.