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Kemper KMPR Policyholder account balances

Policyholder account balances at other companies

Horace Mann Educators logo
Horace Mann EducatorsHMN
$5.04B-0.7%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$606M-1.0%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084

The Company’s weighted-average crediting rate for Universal Life-type Policyholder Account Balances was 5.1% as of June 30, 2026 and 2025, respectively. Guaranteed minimum benefit amounts in excess of the current account balances for these contracts were $252.0 million and $260.3 million as of June 30, 2026 and December 31, 2025, respectively. The cash surrender value of the Company’s policyholder obligations for these contracts was $92.7 million and $94.2 million as of June 30, 2026 and December 31, 2025, respectively.

Item 1. Financial Statements

FAQ

What is Kemper's policyholder account balances?
Kemper (KMPR) reported policyholder account balances of 5.1% in Q2 2026.
How has Kemper's policyholder account balances changed year-over-year?
Kemper's policyholder account balances decreased by 0.0% year-over-year, from 5.1% to 5.1%.
What does policyholder account balances mean?
Accumulated value of policyholder investment accounts (universal life, annuities)

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