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Kemper KMPR Deferred Policy Acquisition Costs Period Increase Decrease

Deferred Policy Acquisition Costs Period Increase Decrease at other companies

Horace Mann Educators logo
Horace Mann EducatorsHMN
$0
Horace Mann Educators logo
Horace Mann EducatorsHMN
-$6.4M-4.9%
Horace Mann Educators logo
Horace Mann EducatorsHMN
-$24.9M-0.8%
Horace Mann Educators logo
Horace Mann EducatorsHMN
-$1.5M-25.0%
MetLife logo
MetLifeMET
$470M+12.4%
MetLife logo
MetLifeMET
$3M-25.0%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
DOLLARS IN MILLIONS202520242023
Policy Acquisition Costs (Deferred) Amortized:
Deferral of Policy Acquisition Costs(600.7)(576.4)(563.3)
Amortization of Policy Acquisition Costs574.2538.0607.1
Net Policy Acquisition Costs (Deferred) Amortized(26.5)(38.4)43.8
Policy Acquisition Costs678.2641.6707.6
Business Unit Operating Costs310.7277.4256.1
Corporate Overhead Costs178.5194.9200.0
Insurance Expenses1,167.41,113.91,163.7

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Kemper's deferred policy acquisition costs period increase decrease?
Kemper (KMPR) reported deferred policy acquisition costs period increase decrease of -$6.63M in Q4 2025.
How has Kemper's deferred policy acquisition costs period increase decrease changed year-over-year?
Kemper's deferred policy acquisition costs period increase decrease increased by 31.0% year-over-year, from -$9.6M to -$6.63M.
What is the long-term trend for Kemper's deferred policy acquisition costs period increase decrease?
Over 3 years (2022 to 2025), Kemper's deferred policy acquisition costs period increase decrease has grown at a 23.1% compound annual growth rate (CAGR), from $14.2M to -$26.5M.
What does deferred policy acquisition costs period increase decrease mean?
Deferred Policy Acquisition Costs Period Increase Decrease as reported by Kemper Corporation.

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