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Kemper KMPR Gross Investment Income, Operating

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.72B-43.3%
Enterprise value$2.59B-33.0%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:GrossInvestmentIncomeOperating.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
DOLLARS IN MILLIONS202520242023
Real Estate9.48.88.9
Company-Owned Life Insurance42.935.729.2
Other11.58.212.9
Total Investment Income431.5434.2447.1
Investment Expenses:
Real Estate9.08.78.8
Other Investment Expenses117.518.018.6
Total Investment Expenses26.526.727.4

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Kemper's gross investment income, operating?
Kemper (KMPR) reported gross investment income, operating of $107.88M in Q4 2025.
How has Kemper's gross investment income, operating changed year-over-year?
Kemper's gross investment income, operating decreased by 0.6% year-over-year, from $108.55M to $107.88M.
What is the long-term trend for Kemper's gross investment income, operating?
Over 3 years (2022 to 2025), Kemper's gross investment income, operating has grown at a -1.4% compound annual growth rate (CAGR), from $450.6M to $431.5M.
What does gross investment income, operating mean?
Gross Investment Income, Operating as reported by Kemper Corporation.

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