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Kemper KMPR Accident and Health Insurance — Gross Amount

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
Year Ended December 31, 2025Gross AmountCeded to Other CompaniesAssumedfrom Other CompaniesNet AmountPercentageof Amount Assumed to Net
Life Insurance in Force$19,496.7$310.2$117.9$19,304.40.6%
Premiums:
Life Insurance$333.1$2.9$0.4$330.60.1%
Accident and Health Insurance34.612.821.8
Property and Liability Insurance4,047.61.6(2.1)4,043.9(0.1)
Total Premiums$4,415.3$17.3$(1.7)$4,396.3
Year Ended December 31, 2024
Life Insurance in Force$19,651.3$322.5$123.6$19,452.40.6%

Item 16. Form 10-K Summary

FAQ

What is Kemper's accident and health insurance — gross amount?
Kemper (KMPR) reported accident and health insurance — gross amount of $8.65M in Q4 2025.
How has Kemper's accident and health insurance — gross amount changed year-over-year?
Kemper's accident and health insurance — gross amount decreased by 0.3% year-over-year, from $8.68M to $8.65M.
What is the long-term trend for Kemper's accident and health insurance — gross amount?
Over 4 years (2021 to 2025), Kemper's accident and health insurance — gross amount has grown at a -34.3% compound annual growth rate (CAGR), from $185.8M to $34.6M.
What does accident and health insurance — gross amount mean?
This metric represents the total volume of premiums written by the accident and health insurance segment before accounting for reinsurance cessions. It serves as a primary indicator of the segment's market reach and the scale of its underwriting activity within the health and disability insurance space.

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