Kemper KMPR Homeowners — Cumulative Paid Losses and Allocated LAE, Net

Other product segments

Similar metrics at other companies

HMNHomeowners — Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net of Reinsurance

$1.42B+776%

CINFHomeowner — Cumulative paid losses and ALAE as reported within the triangles, net of reinsurance

318,800,000,000%+255,100,000,000pp

ESN

ESNTProperty Insurance Product Line — Cumulative Paid Losses and Allocated LAE For the Years Ended December 31,

$25.37M+67.1%

FRHCVehicle Owners — Cumulative paid losses and LAE, net of reinsurance

$103.54M+726%

FRHCProperty Damage — Cumulative paid losses and LAE, net of reinsurance

$3.58M+563%

AFGProperty and casualty insurance — Cumulative Paid Claims and Allocated LAE, Net of Reinsurance

$20.75B+809%

Questions, answered.

What is Kemper's homeowners — cumulative paid losses and allocated LAE, net?

Kemper (KMPR) reported homeowners — cumulative paid losses and allocated LAE, net of $509.8M in Q4 2025.

How has Kemper's homeowners — cumulative paid losses and allocated LAE, net changed year-over-year?

Kemper's homeowners — cumulative paid losses and allocated LAE, net increased by 241.5% year-over-year, from $149.3M to $509.8M.

What does homeowners — cumulative paid losses and allocated LAE, net mean?

This metric represents the total cash outflows for claims and associated loss adjustment expenses that have been settled and paid, net of reinsurance recoveries. It provides a historical view of the actual capital deployed to satisfy policyholder obligations in the homeowners segment. Comparing this to incurred losses helps investors evaluate the speed and accuracy of the company's claims settlement process.