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Kemper KMPR Homeowners — Cumulative Paid Losses and Allocated LAE, Net
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Accident Year | DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2021 | DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2022 | DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2023 | DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2024 | DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2025 | As of December 31, 2025 / Total of IBNR Liabilities Plus Expected Development on Reported Claims | As of December 31, 2025 / Cumulative Number of Reported Claims |
|---|---|---|---|---|---|---|---|
| 2021 | $100.6 | $132.6 | $139.7 | $141.3 | $142.1 | ||
| 2022 | 97.0 | 141.2 | 149.3 | 152.6 | |||
| 2023 | 84.7 | 127.8 | 132.8 | ||||
| 2024 | 59.2 | 74.1 | |||||
| 2025 | 8.2 | ||||||
| Total | 509.8 | ||||||
| Outstanding Loss and Allocated LAE Reserves on Accident Years before 2021, Net of Reinsurance | 1.7 | ||||||
| Loss and Allocated LAE Reserves, Net of Reinsurance | $17.0 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's homeowners — cumulative paid losses and allocated LAE, net?
- Kemper (KMPR) reported homeowners — cumulative paid losses and allocated LAE, net of $509.8M in Q4 2025.
- How has Kemper's homeowners — cumulative paid losses and allocated LAE, net changed year-over-year?
- Kemper's homeowners — cumulative paid losses and allocated LAE, net increased by 241.5% year-over-year, from $149.3M to $509.8M.
- What does homeowners — cumulative paid losses and allocated LAE, net mean?
- This metric represents the total cash outflows for claims and associated loss adjustment expenses that have been settled and paid, net of reinsurance recoveries. It provides a historical view of the actual capital deployed to satisfy policyholder obligations in the homeowners segment. Comparing this to incurred losses helps investors evaluate the speed and accuracy of the company's claims settlement process.
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