Kemper KMPR Homeowners — Property and Casualty Insurance Reserves, Net of Reinsurance

Other product segments

Similar metrics at other companies

SIGIHomeowners — Total liabilities for unpaid loss and loss expenses, net of reinsurance

$57.4M+7.5%

HMNHomeowners — Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance

$1.47B+750%

MCYProperty insurance product line, homeowners' — All outstanding liabilities before 2016, net of reinsurance

$1.15M-2.2%

FRHCProperty Damage — Reserves for claims and claims’ adjustment expenses, reinsurers’ share

$454K+53.4%

ALLHome Owners — Total prior year reserve reestimates

$8.5M+109%

SPNTProperty Catastrophe — Net reserves for loss and allocated loss adjustment expenses, end of year

12,090,000,000%-3,340,000,000pp

Questions, answered.

What is Kemper's homeowners — property and casualty insurance reserves, net of reinsurance?

Kemper (KMPR) reported homeowners — property and casualty insurance reserves, net of reinsurance of $17M in Q4 2025.

How has Kemper's homeowners — property and casualty insurance reserves, net of reinsurance changed year-over-year?

Kemper's homeowners — property and casualty insurance reserves, net of reinsurance decreased by 57.1% year-over-year, from $39.6M to $17M.

What does homeowners — property and casualty insurance reserves, net of reinsurance mean?

This metric represents the total net liability set aside by the company to cover future claims and associated adjustment expenses for the homeowners insurance segment. It is a critical balance sheet item that reflects the company's financial commitment to policyholders. The adequacy of these reserves is fundamental to the company's solvency and long-term financial stability.