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Kemper KMPR Life and Health — Insurance Reserves

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life and health — insurance reserves?
Kemper (KMPR) reported life and health — insurance reserves of $3.24B in Q1 2026.
How has Kemper's life and health — insurance reserves changed year-over-year?
Kemper's life and health — insurance reserves increased by 0.3% year-over-year, from $3.23B to $3.24B.
What does life and health — insurance reserves mean?
This metric represents the total estimated liability for future policy benefits and claims within the life and health insurance segment. It reflects the actuarial assessment of funds required to meet long-term obligations to policyholders, serving as a critical indicator of the company's solvency and long-term financial stability. Monitoring these reserves is essential for assessing the adequacy of pricing and the potential impact of mortality or morbidity trends on the company's balance sheet.