Skip to content
Screener

Kemper KMPR Life and Health — Insurance Reserves

Similar metrics at other companies

Freedom Holding logo
FRHCLife Insurance — Reserves for claims and claims' adjustment expenses
$4.63M-85.1%
Citizens logo
CIAAccident and Health Insurance Product Line — Future policy benefit reserve
$1.51M+21.7%
Citizens logo
CIALife Insurance Product Line — Future policy benefit reserve
$1.18B+0.9%
NMI Holdings Inc. logo
NMIHFinancial Guarantee Insurance Product Line — Reserve for insurance claims and claim expenses
$196.43M+29.2%
Cincinnati Financial logo
CINFLife Insurance Segment — Reserve for loss and loss expenses
$73M+2.8%
Berkshire Hathaway logo
BRK.BLife And Health Insurance — Liability For Future Policy Benefit After Reinsurance
$4.48B+0.7%

Other financials

Income statement

See full
Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

See full
Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

See full
Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

See full
Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

See full
Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

See full
Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
Line itemJun 30,2026Dec 31,2025
Liabilities and Shareholders’ Equity:
Insurance Reserves:
Life and Health$3,278.1$3,287.5
Property and Casualty3,065.12,910.8
Total Insurance Reserves6,343.26,198.3
Unearned Premiums1,227.51,233.1
Policyholder Obligations541.1608.0
Deferred Income Tax Liabilities14.8

Item 1. Financial Statements

FAQ

What is Kemper's life and health — insurance reserves?
Kemper (KMPR) reported life and health — insurance reserves of $3.28B in Q2 2026.
How has Kemper's life and health — insurance reserves changed year-over-year?
Kemper's life and health — insurance reserves increased by 1.3% year-over-year, from $3.24B to $3.28B.
What does life and health — insurance reserves mean?
This metric represents the total estimated liability for future policy benefits and claims within the life and health insurance segment. It reflects the actuarial assessment of funds required to meet long-term obligations to policyholders, serving as a critical indicator of the company's solvency and long-term financial stability. Monitoring these reserves is essential for assessing the adequacy of pricing and the potential impact of mortality or morbidity trends on the company's balance sheet.

Ask your AI about Kemper's life and health — insurance reserves.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude