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Kemper KMPR Life Insurance — Corporate Overhead Costs

Other segment segments

Specialty Property & Casualty Insurance
$32.7M-3.8%

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:CorporateOverheadCosts.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Policyholders’ Benefits and Incurred Losses and LAE63.563.5127.5125.7
Policy Acquisition Costs134.035.263.364.9
Business Unit Operating Costs224.924.051.251.5
Corporate Overhead Costs38.48.517.417.7
Total Insurance Expenses67.367.7131.9134.1
Income Tax Expense3.31.76.54.7
Total Life Insurance134.1132.9265.9264.5
Total Segment Expenses$1,069.9$1,117.0$2,144.8$2,164.7

Item 1. Financial Statements

FAQ

What is Kemper's life insurance — corporate overhead costs?
Kemper (KMPR) reported life insurance — corporate overhead costs of $8.4M in Q2 2026.
How has Kemper's life insurance — corporate overhead costs changed year-over-year?
Kemper's life insurance — corporate overhead costs decreased by 1.2% year-over-year, from $8.5M to $8.4M.
What is the long-term trend for Kemper's life insurance — corporate overhead costs?
Over 3 years (2022 to 2025), Kemper's life insurance — corporate overhead costs has grown at a -6.3% compound annual growth rate (CAGR), from $41M to $33.7M.
What does life insurance — corporate overhead costs mean?
The portion of centralized corporate expenses allocated to the life insurance segment for shared services and corporate management. This metric helps in understanding the true fully-loaded cost structure of the segment and its contribution to the overall corporate burden.

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