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Kemper KMPR Life Insurance — Deferred Policy Acquisition Costs

Other segment segments

Specialty Property & Casualty Insurance
$162.8M-8.0%

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life insurance — deferred policy acquisition costs?
Kemper (KMPR) reported life insurance — deferred policy acquisition costs of $506.4M in Q1 2026.
How has Kemper's life insurance — deferred policy acquisition costs changed year-over-year?
Kemper's life insurance — deferred policy acquisition costs increased by 7.5% year-over-year, from $470.9M to $506.4M.
What does life insurance — deferred policy acquisition costs mean?
Costs directly related to the acquisition of new insurance policies, such as commissions and underwriting expenses, which are capitalized and amortized over the life of the policy. This reflects the investment made to grow the insurance book of business. Tracking this helps investors understand the long-term value of the segment's policy portfolio.