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Kemper KMPR Life Insurance — Operating Income (Loss), Net of Tax

Other segment segments

Specialty Property & Casualty Insurance
$15.8M-80.0%

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CIALife Insurance Product Line — Combined statutory net income (loss):
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BHFLife — Operating Income (Loss)
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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:OperatingIncomeLossNetofTax.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30,2026Three Months Ended / Jun 30,2025Six Months Ended / Jun 30,2026Six Months Ended / Jun 30,2025
Life Insurance
Revenues152.4145.5302.2294.3
Expenses(134.1)(132.9)(265.9)(264.5)
Life Insurance Adjusted Net Operating Income18.312.636.329.8
Total Segment Adjusted Net Operating Income34.191.652.2206.7
Corporate and Other Adjusted Net Operating Loss(9.0)(10.3)(17.3)(21.7)
Less: Net Loss attributable to Noncontrolling Interest(1.2)(2.8)(3.9)(5.5)
Net Income (Loss) From:

Item 1. Financial Statements

FAQ

What is Kemper's life insurance — operating income (loss), net of tax?
Kemper (KMPR) reported life insurance — operating income (loss), net of tax of $18.3M in Q2 2026.
How has Kemper's life insurance — operating income (loss), net of tax changed year-over-year?
Kemper's life insurance — operating income (loss), net of tax increased by 45.2% year-over-year, from $12.6M to $18.3M.
What is the long-term trend for Kemper's life insurance — operating income (loss), net of tax?
Over 3 years (2022 to 2025), Kemper's life insurance — operating income (loss), net of tax has grown at a -0.1% compound annual growth rate (CAGR), from $68.8M to $68.5M.
What does life insurance — operating income (loss), net of tax mean?
The net profit or loss generated by the life insurance segment after deducting all operating expenses, policy benefits, and applicable income taxes. This metric provides a clear view of the segment's financial performance and its ability to generate sustainable returns for the parent company. It is a key indicator of the segment's core profitability.

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