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Kemper KMPR Life Insurance — Provision for Expected Credit Losses

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumReceivableCreditLossExpenseReversal.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's life insurance — provision for expected credit losses?
Kemper (KMPR) reported life insurance — provision for expected credit losses of $0 in Q1 2026.
How has Kemper's life insurance — provision for expected credit losses changed year-over-year?
Kemper's life insurance — provision for expected credit losses decreased by 100.0% year-over-year, from $100K to $0.
What is the long-term trend for Kemper's life insurance — provision for expected credit losses?
Over 2 years (2023 to 2025), Kemper's life insurance — provision for expected credit losses has grown at a -36.8% compound annual growth rate (CAGR), from $500K to $200K.
What does life insurance — provision for expected credit losses mean?
The periodic expense recognized to adjust the allowance for credit losses based on the company's assessment of potential defaults on premium receivables. This metric captures the impact of credit risk on the segment's financial results for the period. It serves as a gauge for the quality of the segment's receivables and the effectiveness of its credit management.