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Kemper KMPR Property and Casualty — Insurance Reserves

Similar metrics at other companies

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ALLProperty and casualty — Reserve for property and casualty insurance claims and claims expense
$41.32B-5.7%
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CINFProperty and Casualty Insurance — Reserve for loss and loss expenses
$11.88B+11.0%
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TRVProperty Liability And Casualty Insurance — Claims and claim adjustment expense reserves
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HMNProperty & Casualty — Gross reserves, end of year
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CINFPersonal Insurance — Reserves for unpaid claims and claim adjustment expenses
$1.69B+39.4%
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TRVPersonal Insurance — Claims and claim adjustment expense reserves
$8.41B-6.5%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's property and casualty — insurance reserves?
Kemper (KMPR) reported property and casualty — insurance reserves of $3B in Q1 2026.
How has Kemper's property and casualty — insurance reserves changed year-over-year?
Kemper's property and casualty — insurance reserves increased by 13.7% year-over-year, from $2.64B to $3B.
What does property and casualty — insurance reserves mean?
This metric represents the total estimated liability for unpaid claims and associated adjustment expenses within the property and casualty insurance segment. It reflects the company's actuarial assessment of future obligations arising from policies already in force or expired. Monitoring these reserves is critical for assessing the long-term solvency and underwriting discipline of the insurance business.