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Kemper KMPR Property and Liability Insurance — Gross Amount

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's property and liability insurance — gross amount?
Kemper (KMPR) reported property and liability insurance — gross amount of $1.01B in Q4 2025.
How has Kemper's property and liability insurance — gross amount changed year-over-year?
Kemper's property and liability insurance — gross amount increased by 4.5% year-over-year, from $968.28M to $1.01B.
What is the long-term trend for Kemper's property and liability insurance — gross amount?
Over 4 years (2021 to 2025), Kemper's property and liability insurance — gross amount has grown at a -3.5% compound annual growth rate (CAGR), from $4.67B to $4.05B.
What does property and liability insurance — gross amount mean?
This metric represents the total gross premiums written or earned by the property and liability insurance segment before accounting for reinsurance cessions. It serves as a primary indicator of the segment's total market footprint and the volume of risk underwritten by the company. Monitoring this figure helps investors assess the scale of the business and its overall top-line growth trajectory.