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Kemper KMPR Specialty Property & Casualty Insurance — Insurance Reserves
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Line item | Year Ended December 31, / Earned Premiums | Year Ended December 31, / Premiums Written | Year Ended December 31, / Other Income (Loss) | Year Ended December 31, / Net Investment Income2 | Year Ended December 31, / Insurance Claimsand Policy-holders’Benefits | Year Ended December 31, / Amortizationof Deferred Policy Acquisition Costs | Year Ended December 31, / Other Insurance Expenses3 | At December 31 / Deferred Policy Acquisition Costs | At December 31 / Insurance Reserves | At December 31 / Unearned Premiums |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | ||||||||||
| Specialty Property & Casualty Insurance | $3,925.7 | $3,912.8 | $8.9 | $211.2 | $3,077.2 | $534.9 | $301.7 | $158.8 | $2,769.4 | $1,204.2 |
| Life Insurance1 | 393.4 | N/A | 1.6 | 188.2 | 238.7 | 29.5 | 234.9 | 497.1 | 3,289.4 | 8.5 |
| Non-Core Operations | 77.2 | 59.4 | — | 7.7 | 59.4 | 9.6 | 56.7 | 0.8 | 161.9 | 32.5 |
| Corporate and Other | — | N/A | (12.5) | (2.1) | 0.2 | — | 47.7 | — | 7.0 | — |
| Total | $4,396.3 | N/A | $(2.0) | $405.0 | $3,375.5 | $574.0 | $641.0 | $656.7 | $6,227.7 | $1,245.2 |
| 2024 | ||||||||||
| Specialty Property & Casualty Insurance | $3,576.4 | $3,685.4 | $6.1 | $189.6 | $2,541.7 | $474.1 | $285.4 | $162.8 | $2,347.9 | $1,216.8 |
Item 16. Form 10-K Summary
FAQ
- What is Kemper's specialty property & casualty insurance — insurance reserves?
- Kemper (KMPR) reported specialty property & casualty insurance — insurance reserves of $2.77B in Q4 2025.
- What does specialty property & casualty insurance — insurance reserves mean?
- Represents the estimated liability for unpaid claims and claims adjustment expenses that the insurer expects to pay for policies already in force. This is a critical measure of financial stability and the adequacy of the company's actuarial projections regarding future claim obligations.
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