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Kemper KMPR Term Life Insurance — Expected Future Gross Premiums, discounted

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumDiscountedBeforeReinsurance.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's term life insurance — expected future gross premiums, discounted?
Kemper (KMPR) reported term life insurance — expected future gross premiums, discounted of $2.62B in Q1 2026.
How has Kemper's term life insurance — expected future gross premiums, discounted changed year-over-year?
Kemper's term life insurance — expected future gross premiums, discounted decreased by 2.1% year-over-year, from $2.67B to $2.62B.
What is the long-term trend for Kemper's term life insurance — expected future gross premiums, discounted?
Over 2 years (2023 to 2025), Kemper's term life insurance — expected future gross premiums, discounted has grown at a -2.9% compound annual growth rate (CAGR), from $11.34B to $10.7B.
What does term life insurance — expected future gross premiums, discounted mean?
This represents the present value of future gross premiums expected to be collected, adjusted for the time value of money using an appropriate discount rate. It offers a more accurate assessment of the economic value of the future revenue stream compared to undiscounted figures.