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Kemper KMPR Term Life Insurance — Issuances

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-47.4%
Enterprise value$2.62B-36.8%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumIssuance.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)Three Months Ended / Jun 30, 2026Three Months Ended / Jun 30, 2025Six Months Ended / Jun 30, 2026Six Months Ended / Jun 30, 2025
Effect of Changes in Cash Flow Assumptions
Effect of Actual Variances from Expected Experience1.86.911.216.7
Adjusted Beginning of Period Balance706.2701.9697.8697.7
Issuances27.220.353.040.7
Interest Accrual7.47.514.714.8
Net Premiums Collected(25.1)(24.1)(49.8)(47.6)
Ending Balance at Original Discount Rate715.7705.6715.7705.6
Effect of Changes in Discount Rate Assumptions(22.2)(22.5)(22.2)(22.5)

Item 1. Financial Statements

FAQ

What is Kemper's term life insurance — issuances?
Kemper (KMPR) reported term life insurance — issuances of $27.2M in Q2 2026.
How has Kemper's term life insurance — issuances changed year-over-year?
Kemper's term life insurance — issuances increased by 34.0% year-over-year, from $20.3M to $27.2M.
What is the long-term trend for Kemper's term life insurance — issuances?
Over 4 years (2021 to 2025), Kemper's term life insurance — issuances has grown at a -11.1% compound annual growth rate (CAGR), from $133.2M to $83.1M.
What does term life insurance — issuances mean?
This metric tracks the total value of new term life insurance policies issued during the reporting period. It serves as a primary indicator of new business growth and market penetration within the life insurance segment. Higher issuance levels reflect successful sales efforts and demand for the company's life insurance products.

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