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Kemper KMPR Deferred Policy Acquisition Costs, Amortization Expense

Discontinued — last reported Q1 '25

Deferred Policy Acquisition Costs, Amortization Expense at other companies

Mercury General logo
Mercury GeneralMCY
$240.5M+5.2%
Progressive logo
ProgressivePGR
$1.54B+5.6%
Allstate logo
AllstateALL
$2.18B+4.4%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$253.41M+2.4%
ProAssurance logo
ProAssurancePRA
$31.59M-2.4%
Horace Mann Educators logo
Horace Mann EducatorsHMN
$32.3M+9.1%

Segments

By segment

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Specialty Property & Casualty Insurance$121.6M-5.7%
Life Insurance$6.8M-4.2%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

See full
Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

See full
Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

See full
Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Kemper’s 10-Q, filed May 7, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's deferred policy acquisition costs, amortization expense?
Kemper (KMPR) reported deferred policy acquisition costs, amortization expense of $138.4M in Q1 2025.
How has Kemper's deferred policy acquisition costs, amortization expense changed year-over-year?
Kemper's deferred policy acquisition costs, amortization expense increased by 4.5% year-over-year, from $132.4M to $138.4M.
What is the long-term trend for Kemper's deferred policy acquisition costs, amortization expense?
Over 2 years (2022 to 2024), Kemper's deferred policy acquisition costs, amortization expense has grown at a -12.7% compound annual growth rate (CAGR), from $705.2M to $538M.
What does deferred policy acquisition costs, amortization expense mean?
The periodic expense recognized as capitalized policy acquisition costs are systematically written off over the life of the insurance contracts. This metric indicates the rate at which the company is expensing the costs associated with its historical sales efforts.