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Kemper KMPR Insurance and reinsurance balances receivable, valuation allowance

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Segments

By segment

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Specialty Property & Casualty Insurance$1.1M-38.9%
Life Insurance$0

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsReceivableAllowanceForDoubtfulAccounts.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
(Dollars in Millions)SpecialtyLifeTotal SegmentsNon-Core OperationsTotal Allowance for Expected Credit Losses
Balance, Beginning of Period$1.4$1.4$0.1$1.5
Provision for Expected Credit Losses9.29.29.2
Write-offs of Uncollectible Receivables from Policyholders(9.5)(9.5)(9.5)
Balance, End of Period$1.1$1.1$0.1$1.2
Receivable Balance, End of Period1$956.7$10.9$967.6$4.9$972.5
1Specialty, Total Segments, and Total Includes $6.2 million attributable to Kemper Reciprocal, which is reported as a consolidated VIE.

Item 1. Financial Statements

FAQ

What is Kemper's insurance and reinsurance balances receivable, valuation allowance?
Kemper (KMPR) reported insurance and reinsurance balances receivable, valuation allowance of $1.2M in Q2 2026.
How has Kemper's insurance and reinsurance balances receivable, valuation allowance changed year-over-year?
Kemper's insurance and reinsurance balances receivable, valuation allowance decreased by 40.0% year-over-year, from $2M to $1.2M.
What is the long-term trend for Kemper's insurance and reinsurance balances receivable, valuation allowance?
Over 5 years (2020 to 2025), Kemper's insurance and reinsurance balances receivable, valuation allowance has grown at a -37.5% compound annual growth rate (CAGR), from $20.9M to $2M.
What does insurance and reinsurance balances receivable, valuation allowance mean?
Insurance and reinsurance balances receivable, valuation allowance

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