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Kemper KMPR Statutory net income

Statutory net income at other companies

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ProgressivePGR
$2.66B+38.8%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.68B-47.4%
Enterprise value$2.54B-36.8%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:StatutoryAccountingPracticesStatutoryNetIncomeAmount.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
DOLLARS IN MILLIONSYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
Property and casualty companies:
Domestic$186.5$440.7$(150.4)
Life and health companies
Domestic16.517.1(136.0)
Foreign113.9(73.9)140.0
Total Life and health companies130.4(56.8)4.0
Total statutory net income$316.9$383.9$(146.4)

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Kemper's statutory net income?
Kemper (KMPR) reported statutory net income of $79.23M in Q4 2025.
How has Kemper's statutory net income changed year-over-year?
Kemper's statutory net income decreased by 17.5% year-over-year, from $95.98M to $79.23M.
What is the long-term trend for Kemper's statutory net income?
Over 3 years (2022 to 2025), Kemper's statutory net income has grown at a 168.9% compound annual growth rate (CAGR), from -$16.3M to $316.9M.
What does statutory net income mean?
The net income calculated according to statutory accounting principles required by insurance regulators. This measure is critical for assessing the solvency and financial strength of insurance subsidiaries, as it focuses on the ability to meet policyholder obligations.

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