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Kemper KMPR Amortization of deferred policy acquisition costs

Amortization of deferred policy acquisition costs at other companies

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ProgressivePGR
$1.52B+13.2%

Segments

By segment

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Specialty Property & Casualty Insurance$534.9M+12.8%
Life Insurance$29.5M-9.5%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's amortization of deferred policy acquisition costs?
Kemper (KMPR) reported amortization of deferred policy acquisition costs of $143.5M in Q4 2025.
How has Kemper's amortization of deferred policy acquisition costs changed year-over-year?
Kemper's amortization of deferred policy acquisition costs increased by 6.7% year-over-year, from $134.5M to $143.5M.
What is the long-term trend for Kemper's amortization of deferred policy acquisition costs?
Over 3 years (2022 to 2025), Kemper's amortization of deferred policy acquisition costs has grown at a -6.7% compound annual growth rate (CAGR), from $705.7M to $574M.
What does amortization of deferred policy acquisition costs mean?
The systematic recognition of deferred policy acquisition costs as an expense over the life of the insurance contracts. These costs typically include commissions and other expenses directly related to the successful acquisition of new business. Tracking this amortization provides insight into the timing of expense recognition relative to the revenue generated from new policies.