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Kemper KMPR Premium revenue

Premium revenue at other companies

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ProgressivePGR
$20.42B+15.3%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumRevenue.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
Line itemYear Ended December 31, / Earned PremiumsYear Ended December 31, / Premiums WrittenYear Ended December 31, / Other Income (Loss)Year Ended December 31, / Net Investment Income2Year Ended December 31, / Insurance Claimsand Policy-holders’BenefitsYear Ended December 31, / Amortizationof Deferred Policy Acquisition CostsYear Ended December 31, / Other Insurance Expenses3At December 31 / Deferred Policy Acquisition CostsAt December 31 / Insurance ReservesAt December 31 / Unearned Premiums
Life Insurance1393.4N/A1.6188.2238.729.5234.9497.13,289.48.5
Non-Core Operations77.259.47.759.49.656.70.8161.932.5
Corporate and OtherN/A(12.5)(2.1)0.247.77.0
Total$4,396.3N/A$(2.0)$405.0$3,375.5$574.0$641.0$656.7$6,227.7$1,245.2
2024
Specialty Property & Casualty Insurance$3,576.4$3,685.4$6.1$189.6$2,541.7$474.1$285.4$162.8$2,347.9$1,216.8
Life Insurance1393.9N/A1.1170.6234.532.6239.5463.13,202.48.2
Non-Core Operations245.6108.30.436.4236.831.351.04.1261.750.3

Item 16. Form 10-K Summary

FAQ

What is Kemper's premium revenue?
Kemper (KMPR) reported premium revenue of $1.1B in Q4 2025.
How has Kemper's premium revenue changed year-over-year?
Kemper's premium revenue increased by 4.3% year-over-year, from $1.05B to $1.1B.
What is the long-term trend for Kemper's premium revenue?
Over 3 years (2022 to 2025), Kemper's premium revenue has grown at a -5.5% compound annual growth rate (CAGR), from $5.21B to $4.4B.
What does premium revenue mean?
The total revenue recognized from insurance premiums earned during the period, net of reinsurance ceded. This is the primary top-line metric for an insurance company, reflecting the scale of business underwritten and the core revenue-generating activity. It serves as a fundamental indicator of market demand and the company's ability to grow its insurance portfolio.

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