Non-Current Assets
Allowance for credit losses
Lument Finance Trust Allowance for credit losses decreased by 13.7% to $19.54M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 14.6%, from $17.06M to $19.54M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ2 2018
Last reportedQ1 2026May 15, 2026
Parent metricNet loans
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
Metric ID:
bank_allowance_for_credit_lossesHistorical Data
14 periods
| Q4 '21 | Q4 '22 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $4.26M | $3.90M | $4.72M | $6.06M | $7.82M | $9.19M | $9.52M | $11.32M | $17.06M | $14.25M | $14.02M | $22.66M | $19.54M |
| QoQ Change | — | — | -8.5% | +21.0% | +28.5% | +29.0% | +17.6% | +3.5% | +19.0% | +50.7% | -16.5% | -1.6% | +61.6% | -13.7% |
| YoY Change | — | — | — | — | +42.3% | — | +135.8% | +101.8% | +86.8% | +118.3% | +55.0% | +47.3% | +100.2% | +14.6% |
Range$0.00 – $22.66M
Avg YoY Growth+78.0%
Median YoY Growth+86.8%
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Lument Finance Trust's allowance for credit losses?
- Lument Finance Trust (LFT) reported allowance for credit losses of $19.54M in Q1 2026.
- How has Lument Finance Trust's allowance for credit losses changed year-over-year?
- Lument Finance Trust's allowance for credit losses increased by 14.6% year-over-year, from $17.06M to $19.54M.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.