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Lincoln National LNC Fixed Annuities — Policyholder Account Balance, Guaranteed Minimum Credit Rating

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Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$8.98B+20.1%
Enterprise value$8B+31.2%
P/E5.2×-1.4×
P/S0.5×+0.1×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceGuaranteedMinimumCreditRating.

The source filing: Lincoln National’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000059558-26-000035
1.01% - 2.00%17123695538,4629,017
2.01% - 3.00%1,2718512621,421
3.01% - 4.00%793793
4.01% and above155155
Other (1)14,060
Total$$2,526$$997$$508$$175$$10,708$$28,974
UL and Other
Up to 1.00%$$266$$$242$$32$$716$$1,256

Item 1. Financial Statements

FAQ

What is Lincoln National's fixed annuities — policyholder account balance, guaranteed minimum credit rating?
Lincoln National (LNC) reported fixed annuities — policyholder account balance, guaranteed minimum credit rating of $0.04 in Q1 2026.
How has Lincoln National's fixed annuities — policyholder account balance, guaranteed minimum credit rating changed year-over-year?
Lincoln National's fixed annuities — policyholder account balance, guaranteed minimum credit rating decreased by 0.0% year-over-year, from $0.04 to $0.04.
What is the long-term trend for Lincoln National's fixed annuities — policyholder account balance, guaranteed minimum credit rating?
Over 2 years (2023 to 2025), Lincoln National's fixed annuities — policyholder account balance, guaranteed minimum credit rating has grown at a 0.0% compound annual growth rate (CAGR), from $0.16 to $0.16.
What does fixed annuities — policyholder account balance, guaranteed minimum credit rating mean?
Refers to the aggregate account balance associated with annuity contracts that include specific minimum interest rate guarantees. This metric helps assess the long-term liability profile and the sensitivity of the segment to sustained low-interest-rate environments.

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