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Lincoln National LNC Fixed Annuities — Weighted-average crediting rate

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Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The official record: Lincoln National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's fixed annuities — weighted-average crediting rate?
Lincoln National (LNC) reported fixed annuities — weighted-average crediting rate of 3.6% in Q1 2026.
How has Lincoln National's fixed annuities — weighted-average crediting rate changed year-over-year?
Lincoln National's fixed annuities — weighted-average crediting rate increased by 12.5% year-over-year, from 3.2% to 3.6%.
What is the long-term trend for Lincoln National's fixed annuities — weighted-average crediting rate?
Over 2 years (2023 to 2025), Lincoln National's fixed annuities — weighted-average crediting rate has grown at a 12.5% compound annual growth rate (CAGR), from 10.5% to 13.3%.
What does fixed annuities — weighted-average crediting rate mean?
The average interest rate applied to fixed annuity account balances, weighted by the size of the individual policies. This metric is a critical indicator of the company's product competitiveness and its ability to manage interest rate spreads effectively.