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Lincoln National LNC UL and Other — Weighted-average crediting rate

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Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The official record: Lincoln National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's UL and other — weighted-average crediting rate?
Lincoln National (LNC) reported UL and other — weighted-average crediting rate of 4% in Q1 2026.
How has Lincoln National's UL and other — weighted-average crediting rate changed year-over-year?
Lincoln National's UL and other — weighted-average crediting rate increased by 2.6% year-over-year, from 3.9% to 4%.
What is the long-term trend for Lincoln National's UL and other — weighted-average crediting rate?
Over 2 years (2023 to 2025), Lincoln National's UL and other — weighted-average crediting rate has grown at a -0.6% compound annual growth rate (CAGR), from 16% to 15.8%.
What does UL and other — weighted-average crediting rate mean?
The average interest rate applied to policyholder account balances, weighted by the size of the accounts. This metric is critical for understanding the company's competitive positioning in the market and its interest margin management.