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Lincoln National LNC Variable Annuities — Weighted-average crediting rate

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AMPFixed Annuity — Weighted-average crediting rate
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FNFFixed rate annuities — Weighted-average crediting rate
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Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%
Enterprise value$6.13B-25.1%
P/E4.1×-0.7×
P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceWeightedAverageCreditingRate.

The official record: Lincoln National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's variable annuities — weighted-average crediting rate?
Lincoln National (LNC) reported variable annuities — weighted-average crediting rate of 2.3% in Q1 2026.
How has Lincoln National's variable annuities — weighted-average crediting rate changed year-over-year?
Lincoln National's variable annuities — weighted-average crediting rate decreased by 0.0% year-over-year, from 2.3% to 2.3%.
What is the long-term trend for Lincoln National's variable annuities — weighted-average crediting rate?
Over 2 years (2023 to 2025), Lincoln National's variable annuities — weighted-average crediting rate has grown at a 6.6% compound annual growth rate (CAGR), from 8.1% to 9.2%.
What does variable annuities — weighted-average crediting rate mean?
The average interest rate applied to fixed-account balances within the annuity portfolio, weighted by the size of each policy. This metric is critical for evaluating the company's interest expense and its ability to maintain competitive product margins.