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Macy's M Credit card revenues, net — Other Revenue

Other product segments

Macy's Media Network Revenue, Net
$38M-5.0%

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CCard rewards and partner payments — Commissions and fees revenue
-$3.24B-3.3%
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AXPCredit Card — Total non-interest revenues
$2.75B+18.0%

Other financials

Income statement

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Revenue$4.9B+2.1%
Gross profit$2.0B+1.7%
Operating income$112.0M+19.1%
Net income$63.0M+65.8%
EPS (diluted)$0.23+76.9%

Balance sheet

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Cash & equivalents$1.3B+38.8%
Total debt$2.4B-12.5%
Total equity$4.8B+8.7%
Total assets$16.3B+1.3%

Cash flow

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Operating cash flow$292.0M+556%
CapEx$88.0M-12.0%
Free cash flow$204.0M+224%

Valuation

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Market cap$6.35B+71.1%
Enterprise value$7.49B+32.2%
P/E9.5×+2.9×
P/S0.3×+0.1×

Profitability

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Gross margin40.3%-0.1pp
Operating margin4.6%+0.8pp
Net margin2.9%+0.5pp
FCF margin6.3%+3.5pp

Returns & leverage

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Return on equity14.4%+1.3pp
Debt / equity0.5×-0.1×
Current ratio1.5×0.0×

Where this comes from

Reported directly by Macy's in its filing.

Tagged under the XBRL concept m:OtherRevenueNet.

The official record: Macy's’s 10-Q, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Macy's's credit card revenues, net — other revenue?
Macy's (M) reported credit card revenues, net — other revenue of $172M in Q1 2026.
How has Macy's's credit card revenues, net — other revenue changed year-over-year?
Macy's's credit card revenues, net — other revenue increased by 11.7% year-over-year, from $154M to $172M.
What is the long-term trend for Macy's's credit card revenues, net — other revenue?
Over 4 years (2021 to 2025), Macy's's credit card revenues, net — other revenue has grown at a -5.3% compound annual growth rate (CAGR), from $832M to $670M.
What does credit card revenues, net — other revenue mean?
This metric represents the net income generated from private-label and co-branded credit card programs, typically derived from profit-sharing agreements with issuing financial institutions. It reflects the financial benefit of customer loyalty programs and the monetization of the company's consumer credit portfolio. This revenue stream is a key indicator of the effectiveness of retail credit partnerships and the underlying health of the company's consumer financing ecosystem.