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Mastercard MA Q2 2026 earnings

Reported July 30, 2026 · Before market open

Revenue$9.3BBeat by $201.8M
Adjusted EPS$5.04Beat by $0.27
Revenue estimate$9.1B
EPS estimate$4.77
“We delivered above expectations with net revenue growth at 14% year-over-year, or 12% on a currency-neutral basis in the second quarter. These results reflect our role in powering more ways to shop, pay and do business. From new partnerships in Mexico and the UAE to our market-first Agentic Payment capability, we're unlocking opportunities unique to Mastercard and shaping what's next in commerce.”
Michael Miebach

Next report

Oct 29, 2026 (In 3 weeks)
Revenue estimate$9.6B
EPS estimate$5.16

Financials

Q2 2026

Income statement

See full
Revenue$9.3B+14.1%
Operating income$5.6B+17.0%
Net income$4.4B+18.6%
EPS (diluted)$4.97+22.1%

Balance sheet

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Cash & equivalents$11.3B+25.0%
Total debt$24.6B+29.9%
Total equity$5.6B-28.5%
Total assets$57.7B+12.2%

Cash flow

See full
Operating cash flow$3.8B-18.0%
CapEx$291.0M+628%
Free cash flow$3.5B-23.7%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$481.81B-7.7%
Enterprise value$495.16B-6.7%
P/E29.6×-7.0×
P/S13.7×-2.8×

Profitability

See full
Operating margin58.3%+2.6pp
Net margin46.3%+1.4pp
FCF margin47.6%-7.1pp

Returns & leverage

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Return on equity241.5%+63.6pp
Debt / equity4.4×+2.0×
Current ratio1.1×-0.1×

Segments

By geography

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Asia Pacific, Europe, Middle East and Africa$5.3B+11.7%
Americas 1$4.0B+17.4%

By product

See full
Payment network$5.5B+10.2%
Value-added services and solutions$3.8B+20.0%

By segment

See full
Payment Solutions$9.3B+14.1%

FAQ

When did Mastercard report Q2 2026 earnings?
Mastercard (MA) reported Q2 2026 earnings on July 30, 2026 before market open.
What were Mastercard's Q2 2026 revenue and EPS?
Mastercard reported revenue of $9.3B and adjusted eps of $5.04 for Q2 2026.
Did Mastercard beat estimates in Q2 2026?
Revenue beat the consensus estimate of $9.1B by $201.8M. EPS beat the consensus estimate of $4.77 by $0.27.
How did Mastercard's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.1% from $8.1B a year earlier.
Where can I find Mastercard's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001141391-26-000081) and the 10-Q periodic report (0001141391-26-000083) directly on SEC EDGAR. The filing index links above go to sec.gov.