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Mastercard MA EBITDA margin

EBITDA margin at other companies

American Express logo
American ExpressAXP
32.8%-1.5pp
Visa logo
VisaV
64.1%-2.5pp
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
20.7%-0.3pp
U.S. Bancorp logo
U.S. BancorpUSB
85.7%-1.2pp
Capital One Financial logo
Capital One FinancialCOF
43.8%-16.2pp
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
33.9%-0.2pp

Other financials

Income statement

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Revenue$8.4B+15.8%
Operating income$4.9B+18.3%
Net income$3.9B+18.4%
EPS (diluted)$4.35+21.2%

Balance sheet

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Cash & equivalents$7.9B+4.4%
Total debt$19.0B+0.8%
Total equity$6.7B+0.7%
Total assets$52.4B+8.2%

Cash flow

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Operating cash flow$3.0B+26.0%
CapEx$154.0M-3.1%
Free cash flow$2.8B+28.1%

Valuation

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Market cap$435.6B-10.8%
Enterprise value$446.65B-10.6%
P/E28×-9.2×
P/S12.8×-4.0×

Profitability

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Operating margin57.9%+2.4pp
Net margin45.9%+0.7pp

Returns & leverage

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Return on equity232.6%+43.6pp
Debt / equity2.8×0.0×
Current ratio-0.1×

Where this comes from

Calculated from Mastercard’s reported figures.

Based on trailing twelve months.

The official record: Mastercard’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mastercard's EBITDA margin?
Mastercard (MA) reported EBITDA margin of 61.4% in Q1 2026.
How has Mastercard's EBITDA margin changed year-over-year?
Mastercard's EBITDA margin increased by 4.4% year-over-year, from 58.8% to 61.4%.
What is the long-term trend for Mastercard's EBITDA margin?
Over 4 years (2021 to 2025), Mastercard's EBITDA margin has grown at a 1.5% compound annual growth rate (CAGR), from 225.7% to 239.4%.
What does EBITDA margin mean?
Operating cash profitability per sales dollar, before interest, taxes, and non-cash charges.
How do you interpret EBITDA margin?
Useful for comparing operating profitability across firms with different depreciation policies and leverage. High EBITDA margin alongside heavy capex can still mean weak free cash flow — pair it with FCF margin.
How does EBITDA margin compare across companies?
Widely used to compare capital-intensive businesses on a like-for-like basis. Less meaningful for banks and insurers.