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Mastercard MA Net debt / EBITDA

Net debt / EBITDA at other companies

American Express logo
American ExpressAXP
0.3×+0.3×
Visa logo
VisaV
0.2×0.0×
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
-1.8×-2.6×
U.S. Bancorp logo
U.S. BancorpUSB
1.2×+0.1×
Capital One Financial logo
Capital One FinancialCOF
-1×-1.6×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
5.2×+2.6×

Other financials

Income statement

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Revenue$8.4B+15.8%
Operating income$4.9B+18.3%
Net income$3.9B+18.4%
EPS (diluted)$4.35+21.2%

Balance sheet

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Cash & equivalents$7.9B+4.4%
Total debt$19.0B+0.8%
Total equity$6.7B+0.7%
Total assets$52.4B+8.2%

Cash flow

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Operating cash flow$3.0B+26.0%
CapEx$154.0M-3.1%
Free cash flow$2.8B+28.1%

Valuation

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Market cap$435.6B-10.8%
Enterprise value$446.65B-10.6%
P/E28×-9.2×
P/S12.8×-4.0×

Profitability

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Operating margin57.9%+2.4pp
Net margin45.9%+0.7pp

Returns & leverage

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Return on equity232.6%+43.6pp
Debt / equity2.8×0.0×
Current ratio1×-0.1×

Where this comes from

Calculated from Mastercard’s reported figures.

net debt/ebitda=0.5×

Based on the most recent quarter.

The official record: Mastercard’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mastercard's net debt / EBITDA?
Mastercard (MA) reported net debt / EBITDA of 0.5× in Q1 2026.
How has Mastercard's net debt / EBITDA changed year-over-year?
Mastercard's net debt / EBITDA decreased by 19.2% year-over-year, from 0.7× to 0.5×.
What is the long-term trend for Mastercard's net debt / EBITDA?
Over 4 years (2021 to 2025), Mastercard's net debt / EBITDA has grown at a -1.7% compound annual growth rate (CAGR), from 2.3× to 2.1×.
What does net debt / EBITDA mean?
How many years of operating earnings it would take to pay off the company's net debt.
How do you interpret net debt / EBITDA?
Lower is safer; lenders often covenant around 3–4×. A negative value means net cash (more cash than debt), a position of strength. Spikes can reflect a temporary EBITDA dip rather than new borrowing.
How does net debt / EBITDA compare across companies?
A standard leverage yardstick across non-financial sectors; covenant thresholds vary by industry cash-flow stability.