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Metropolitan Bank Holding Corp. MCB Money market deposit account

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Other financials

Income statement

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Revenue$93.0M+21.9%
Net income$19.2M+2.4%
EPS (diluted)$1.54-12.5%

Balance sheet

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Cash & equivalents$239.3M+56.9%
Total debt$49.3M-5.0%
Total equity$968.2M+33.9%
Total assets$8.9B+12.8%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.15B+57.0%
P/E13.2×+2.6×
P/S3.3×+0.8×

Profitability

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Net margin24.8%+1.0pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:DepositsMoneyMarketDeposits.

The source filing: Metropolitan Bank Holding Corp.’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 5:04 PM EST
Fiscal year
FY2025
Accession
0001104659-26-018208
Line itemAt December 31, 2025At December 31, 2024
Noninterest bearing demand accounts$1,479,420$1,334,054
Money market5,698,7484,514,579
Savings accounts8,8868,943
Time deposits190,124125,397
Total deposits$7,377,178$5,982,973

Item 16. Form 10-K Summary

FAQ

What is Metropolitan Bank Holding Corp.'s money market deposit account?
Metropolitan Bank Holding Corp. (MCB) reported money market deposit account of $5.7B in Q4 2025.
How has Metropolitan Bank Holding Corp.'s money market deposit account changed year-over-year?
Metropolitan Bank Holding Corp.'s money market deposit account increased by 26.2% year-over-year, from $4.51B to $5.7B.
What is the long-term trend for Metropolitan Bank Holding Corp.'s money market deposit account?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s money market deposit account has grown at a 23.4% compound annual growth rate (CAGR), from $1.99B to $5.7B.
What does money market deposit account mean?
This represents the total balance of funds held in money market deposit accounts, which typically offer interest rates tied to short-term market benchmarks. These accounts provide depositors with limited transaction capabilities while serving as a core source of stable, interest-bearing funding for the bank. It is a key indicator of the bank's ability to attract and retain liquid, cost-effective deposits.

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